Layaway Plan - Making it Simply Affordable

AGemZ.com understands that it is not always possible to have enough funds for an engagement ring or bridal set. We offer Jewelry layaway plan, where you can now enroll to make partial payments towards your dream engagement ring purchase, whether it might be morganite engagement ring, moissanite bridal set or a diamond engagement ring. Our layaway program is very simple and flexible, there is no extra financing cost, and you can make partial payments towards your engagement ring purchase as  you like, with minimum down payment of just 10% of your purchase price.


What is layaway?

Layaway is a flexible payment method to make your engagement ring purchase. You will start with a partial down payment of 10% of your purchase price. When you are looking at any engagement ring, bridal set or wedding ring set listing on AGemZ.com website, any it catches your eye, simply email us the link to the item and request a start of layaway option. We will need details like, your name, shipping address and a phone number. We will start a layaway plan for you and send you an invoice for 10% downpayment, through our secure servers. Once you make the first payment, you are enrolled in the layaway plan option for your dream engagement ring.


How much is initial layaway down payment?

The minimum layaway down payment is 10% of the purchase price. So for example if a morganite bridal set is on sale for $500, then you can enroll in the layaway plan with a fraction of 10% down payment, which will be $50. Or for another example, if a moissanite engagement ring is on sale for $600, then you can enroll in the layaway plan with 10% down payment of $60 only .


How do I enroll in layaway?

We have kept the layaway plan as simple as possible for you. When you are looking at Morganite engagement ring, moissanite bridal set or diamond wedding ring set listing on AGemZ.com website, and you find the engagement ring of your choice, simply email us the link to the item and request a start of layaway option. We will need details like, your name, shipping address and a phone number. We will start a layaway plan for you and send you an invoice for 10% downpayment, through our secure servers. Once you make the first payment, you are enrolled in the layaway plan option for your dream engagement ring.


Is there any extra cost to enroll in Jewelry Layaway Plan?

There is no extra cost to enroll in layaway. You will pay the same exact purchase price for the engagement ring or wedding set. So for example if moissanite ring is on sale for $500, and you enroll in layaway with a 10% down payment of $50, then your purchase purchase price remains $500, and there is no extra cost. After you make your first 10% down payment, your remaining balance will be 90% of purchase price, which in this case will be $450. So there is no interest or any other types of hidden cost to enroll in layaway.


How can I make future payments after enrolling in the Jewelry Layaway Program?

Once you make the first 10% layaway down payment for your engagement ring purchase online, you will be sent a order confirmation number right away. To make any future payments on your engagement ring layaway order, please just send us an email with your order number and the amount you wish to to pay, to our email address, customersupport@agemz.com and we will send you an invoice for the same. You can make the payment at your convenience without any hassle.


Is there any fixed monthly payment required? How often do I need to make my layaway payments?

Our Jewelry layaway program is very flexible. You do not need to make any fixed monthly or weekly payments. So basically you can pay any amount for you future payments that suits you, whenever you wish. Once your layaway order is paid in full, we will ship the order to you. The only restriction we have is that your layaway order for the jewelry should be paid off in 1 year. If the payments are not completed with the 1 year period, the plan is cancelled.


When is my order shipped?

Please note that your order is shipped once your layaway order is paid in FULL. Please note that we will not ship your order after the first 10% down payment. Once we receive your initial layaway down payment, we will make your order in a partial stage, and keep it in reserve with us. Once you have paid off your layaway, we will ship your order.

 

What happens if I want to cancel my layaway payment option?

You are completely free to cancel your layaway payment plan option within 6 months of the purchase. However, please note that since we start production on your order, and we face processing and administrative charges including credit card transaction charges, we would charge a fee of 14% of the purchase price. Please note that 14% cancellation fee is not based on the payments that you have made to us. The 14% cancellation fee is based on the purchase price of the item. We would refund your balance payment back to you within 3 business days of the cancellation. If the full payment is not made within 6 months of the purchase and the order has not been canceled, all payment on the order are forfeited and the order is canceled automatically. 


If you have any more layaway related questions, please send us an email at customersupport@AGemZ.com. Our customer friendly staff are eager to help you. We look forward to working with you.